✔ TERM LIFE INSURANCE
— This is the most affordable and simplest. It is an agreement between the insurance company and the insured to provide a fixed amount of death benefit for a set term.
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PERMANENT LIFE INSURANCE
— This is a contract signed that will provide a death benefit for a lifetime as long as the insured continues to pay the premium. It typically accumulates a cash value that may eventually surpass the total premiums paid into the policy. That cash value can be used to pay the premiums of the owner may choose to withdraw or borrow against portions of it. This can provide income replacement, wealth and business transfer and estate planning.
Call us for a personal consultation to access your individual needs. We'll provide you the information so you can make the correct decision.