HOMEOWNERS
Although our office is closed to the public, we are available and ready to assist you by call or text at 845-635-8131 or by email. 

Homeowners Insurance

Protection for One of Life’s Largest Investments

Homeowners insurance is the second of the two crucial building blocks of a Personal Insurance Protection Package. Finding the right policy to ensure you have the necessary coverage if you suffer a loss is critical. Our qualified insurance agents are here to assist in reviewing the options available to you to put together a plan that will keep you and your home protected for years to come. Call Pleasant Valley Agency today for a no-obligation assessment at 845-635-8131.
Real Estate Agent with House Model — Pleasant Valley, NY — Pleasant Valley Agency

Homeowners Insurance Checklist

✔ Dwelling Coverage — Base coverage that is determined in the amount you and your insurance company agree that it can be rebuilt for.
✔ Appurtenant Structures — This coverage is for other structures on your property.
✔ Personal Property — This coverage will be accessed to replace all of your personal belongings.
✔ Loss of Use — This is coverage that will pay for expenses that you incur from the inability to use your home due to a covered loss.
✔ Personal Liability — This is arguably the MOST important coverage afforded by a homeowners policy. This coverage protects you from lawsuits brought by a third party for almost ANY reason. Like an automobile policy, it provides coverage for both attorney fees and compensatory damages.
✔ Co-Insurance — This is one of the most feared terms in insurance because it determines how much money you will get from a settlement of a property loss.

Call us for a complete analysis of your personal needs.
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